AI agents for insurance

AI agents that sell and service insurance.

Subcontext enables life and health insurers to deploy governed conversational AI across new distribution channels. 'Always on' native AI agents engage, nurture and sell insurance products 24/7.

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As seen in
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Use cases

From new lead to settled claim.

Nurture Every lead answered in seconds. The nurture agent contacts every new lead straight away and keeps following up (by SMS, email, phone or chat) until they answer or say stop. See how it works Sales Quotes that end in cover. The sales agent quotes real prices in conversation, answers the questions that stall people, and binds cover with payment taken: card or Direct Debit. See how it works Support Everyday changes, handled on the spot. The support agent handles mid-term adjustments, renewals and everyday questions itself, and alerts your team the moment a human is needed. See how it works Claims Claims care at the moment it matters. The claims agent takes first notice of loss in plain conversation (any hour, any channel) and hands your team a complete file. See how it works

These are common places to start, not the whole list. If what you're after isn't here, ask the agent.

Why they work

What makes our agents special.

They know how to sell insurance.

Quoting, underwriting questions, objections, payment: the whole journey, run as one conversation. Selling protection is what they're built for, not a use case bolted on.

They know your business.

Your products, your prices, your rules, your tone of voice. Every agent is configured to your book. It answers like someone who works for you, because it does.

They know the rules.

Built for a regulated industry: every message is screened, vulnerable customers get extra care, and everything is logged. More on the compliance page.

They follow up.

A promise to call tomorrow at five becomes a call, tomorrow, at five. Follow-ups are scheduled, not hoped for, until the customer answers or opts out.

They remember everything.

One customer record across every channel. A customer can start on web chat and finish on the phone without repeating themselves.

They know when to act.

Renewal dates, payment dates, a birthday that changes the price. The agent works from your book's calendar and acts at the right moment. Nobody has to queue the work.

Full omnichannel
Web chat Voice SMS WhatsApp Email

See it in action

Meet Float Insure.

A complete insurer, run end-to-end by our agents. Get quoted, buy a policy, change it, make a claim. It's a demonstration, but everything works.

Visit float.insure

The platform

Subcontext enables end-to-end AI-native insurance.

The agents are the front door. Behind them is a complete AI-native insurance stack (quotes, underwriting, policies, billing, claims) built to run whole products end-to-end, or to work alongside the systems you already run. No transformation programme. No rip-and-replace.

Explore the platform
30 days to live production
0 systems replaced
1 platform, quote to claim

Your book

Every interaction is a chance to have a conversation.

Most consumers hear from their insurer once a year, by letter, at renewal. The agents treat every touch (a claim, an address change, a question) as a chance to talk, and every conversation as a chance to leave the customer better covered.

See it in action

Compliance

Built to be inspected.

Prices come from your rate tables. Journeys follow vetted templates. Every message is screened before it's sent, everything is logged, and humans step in on the triggers you define.

How the agents are controlled

Don't take our word for it. Ask the agent.

The agent on this site is the same one we deploy for clients. Ask it to quote you.

Talk to our agent hello@subcontext.com